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Build or Buy: Should Your Fintech Develop Its Core Banking System In-House?

As a fintech, one of the biggest strategic decisions you’ll face is whether to build your own Core Banking System (CBS) or opt for a third-party solution. This decision has long-term implications for control, scalability, and compliance. In this article, we’ll explore the pros and cons of both approaches to help you make an informed…
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How ICE-PAY Is Helping Online Merchants Prevent Affiliate Frauds

Affiliate marketing is a powerful growth tool for online merchants, but it’s also a channel frequently exploited by fraudsters. Affiliate fraud — the manipulation of campaigns to earn unearned commissions — costs businesses millions annually. This article explores how ICE-PAY.COM empowers online merchants to detect, prevent, and eliminate affiliate fraud while staying compliant with regulations.…
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Why Gambling Merchants Are Often Running Crypto Businesses

Introduction As cryptocurrency adoption continues to rise, one industry where it has gained particular traction is online gambling. A growing number of gambling merchants are running parallel or hybrid crypto businesses — not by accident, but by strategic design. This article explores the reasons behind this trend and the compliance and business implications it brings.…
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How to Issue SEPA IBANs with a Non-EU Regulated Firm

How to Issue SEPA IBANs with a Non-EU Regulated Firm Introduction With the rise of global fintech, firms based outside the European Union are increasingly interested in offering euro-denominated accounts and SEPA IBANs to customers. But is it possible for a non-EU regulated entity to issue SEPA-compliant IBANs? The answer is yes—with the right partnerships…
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